To follow the Christmas analogy:
Santa who is self employed contracts hires a large sleigh from Reykavik
sleigh and bob Hire, owns and employs 4 pulling reindeer who are normally
paid to
nuzzle visiting children and not to go wandering around the skies with heavy
loads in the charge of enebriated old men in red tights. S subcontracts the
lead work to a certificated and lit up old stag called Rudolf who is much in
demand for this work and expects to do at least 100 call out on the night of
24th
Dec.
S lost his way over Windsor and indicated to R that they should land on roof
of large local castle with tall chimneys. At final stages of landing R
misjudges approach speed and slides 1000 kg unbraked sledge into chimney pot
Without the help of Algarve, AXA or the remains of the bottle of malt whisky
found in the possession of one of the lesser reindeer, please indicate the
expected insurance liabilities on the different parties.
Ken
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