UKTC Archive

Re: Time to think - INSURANCE

Subject: Re: Time to think - INSURANCE
From: Andersonarb
Date: Dec 30 2003 18:29:38
In a message dated 30/12/2003 11:41:46 GMT Standard Time, 
jq@xxxxxx.freeserve.co.uk writes:

Many high risk (we are limiting the problem to EL insurance here)
occupations began to develop a claims history with a progressively worsening
claim ratio. 

Off at a bit of a tangent here; I've droned on about seasonal working before 
but it occurs to me that if these claims are coming in and a significant 
proportion of them are for HAVS injuries then the insurers have an interest 
in 
making sure that all we contractors have sensible breaks from chain saw work. 
Thus 
sorting out a couple of months planting every year would seem to be eminently 
sensible.

Do you think they'd offer a discount for contractors who made sure they did 
all arb related jobs rather than just swinging round a tree with a chain saw?

So Jim; are there any figures about the content of these claims or is my 
cynical first assumption that "the insurers don't know anything" correct?

Bill.


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