UKTC Archive

Re: one-off insurance?

Subject: Re: one-off insurance?
From: TreeSpecialists
Date: Sep 03 2006 16:29:29
 
It is unfortunately more serious than this.
Insurance makes one-off jobs impossible but also makes part time working  
uneconomic.
 
Climbing, or even just felling every day is back-breaking work. Not good  for 
the musculoskeletal body. I looked into combining it with a more gentle  
occupation, doing several days of each every week. After all athletes recon 
on  48 
hrs to for the body to recover after an event and to prevent injury.  But 
part time working was uneconomic - because of the insurance  costs.
 
So we have a workforce who have little option but to work 5-6 days a week  in 
a physically very demanding job where one slip, or loss of concentration can  
be fatal.  This is not very sensible.
 
In addition; does staying up late every night to do our PUWER,  LOLER, risk 
assessments, method statements, and tax accounts will make the job  safer? 
Perhaps lack of sleep combined with physical exhaustion can  help our 
concentration in a dangerous job?
 
Andrew
 
In a message dated 02/09/2006 08:34:33 GMT Daylight Time,  
rej.davidson@xxxxxxx.net writes:

A  supporter...........! There is a god.

So do insurers listen to UKTC? Is  there a market for such a policy? If not,
why  not?

rob




-----Original Message-----
From:  TreeSpecialists@xxxx.com [mailto:TreeSpecialists@xxxx.com] 
Sent: 01  September 2006 21:13
To: UK Tree Care
Subject: Re: one-off  insurance?


Just imagine.....there are thousands of qualified and  well experienced arbs

out there who work every week for reputable tree  care firms. The opportunity

does arise to do the occasional private  job, to boost the kids college 
fund...or  just to pay the rent this  month.

one off insurance would fit the bill very nicely...
The  temptation to "join the pikey brigade" is more likely when one off   
insurance is not available.

So the question remains....does anyone  do one-off insurance or are we all  
condemned to the choose between  poverty or pikeyhood.

Andrew


In a message dated 01/09/2006  09:37:59 GMT Daylight Time,  
rej.davidson@xxxxxxx.net  writes:

Jim,  imagine............... a mature Arb student, who has  completed the
relevant  CS units and is competent and fairly  experienced, but cannot yet
afford a  rolling insurance premium when  all he is doing is trying to earn
an
extra  bit of cash to get him  through college. All he wants to do is
provide
whatever practical  service he can (i.e fell the odd dead tree),  safely and
backed by an  insurance policy for the job. Consultancy is not an  issue
until
he  is professionally qualified. Quite rightly and quite  responsibly he  is
not prepared to join the 'Pikey' brigade.
I'll let him  know  your view though.
regards
rd






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